SA MOTOR LEASE’S CAR SUBSCRIPTION

How Car Subscription Works

SA Motor Lease offers a Car Subscription style Rent to Buy Programme that gives you access to a reliable vehicle through one monthly payment, without traditional bank finance. It is designed for individuals who need a car but may not qualify through normal finance channels.

Drive a car without traditional vehicle finance

A car subscription gives you access to a vehicle through one monthly payment, without going through traditional bank finance. At SA Motor Lease, our subscription style Rent to Buy programme is designed for individuals who need a reliable car but may not qualify through normal finance channels.

Whether you are blacklisted, under debt review, self-employed, have a low credit score, or have no credit history, SA Motor Lease gives you a practical way to get on the road.

 

What is a car subscription?

A car subscription is a flexible alternative to traditional vehicle finance. Instead of applying for a bank loan, you apply directly through SA Motor Lease. Once approved, you pay a monthly amount to use the car.

Your monthly payment can include important vehicle related costs such as:

  • Theft and damage waivers
  • Vehicle tracking
  • Annual licensing
  • Zero cancelation fees
  • Ability to downgrade or upgrade your vehicle

This makes it easier to budget because you know what you are paying every month.

 

Who is the SA Motor Lease car subscription for?

Our car subscription programme is ideal for:

  • People who are blacklisted
  • People under debt review
  • People with bad credit
  • People with no credit history
  • Self-employed people
  • Young professionals starting out
  • Families who need reliable transport
  • Workers who need a car to get to work
  • Customers who were declined by the bank

 

How the SA Motor Lease car subscription works

1. Choose your car

Browse our available Rent to Buy vehicles and choose a car that suits your budget.

2. Apply online

Submit your application with your basic personal, income and licence details.

3. Get reviewed

Our team reviews your affordability and confirms what you may qualify for.

4. Collect your car

Once approved and all documents are complete, you can collect your vehicle from one of our branches.

5. Pay monthly

You make your monthly payments and enjoy the use of the vehicle.

6. Buy the car at the end

After the required on time payments, you may have the option to buy the vehicle for the agreed final amount.

Car subscription vs traditional finance

Feature SA Motor Lease Car Subscription Traditional Finance
Bank finance required No Yes
Perfect credit score needed No Usually yes
Blacklisted clients considered Yes Usually no
Debt review clients considered Yes Usually no
Insurance waivers included Yes Usually separate
Tracking included Yes Usually separate
End ownership option Yes, (Once all on time payments complete) Yes

Requirements to apply

To apply for a SA Motor Lease car subscription, you will generally need:

  • A valid driver’s licence
  • Proof of income
  • Recent bank statements
  • Proof of address
  • A valid South African ID
  • A bank card for debit order setup
  • To meet the minimum monthly income requirement

What Do We Offer?

Rent to Buy Cars
from SA Motor Lease

  • SA Motor Lease has branches nationwide (Marlboro, Kempton Park, Pretoria, Cape Town, Gqeberha/Port Elizabeth and uMhlanga).
  • We specialise in assisting blacklisted clients, people under debt review, and individuals with bad credit, who need a rent to buy car or vehicle lease.
  • Enjoy the benefits of vehicle ownership without any of the hassle.
View Our Vehicles

How does this make my life better?

Get Back on the
Road Again

Advantages of a Rent to Own car from SA Motor Lease:

  • One payment includes Super Cover insurance waivers, vehicle tracking, and annual licensing.
  • Cost-effective mobility option if you are unable to obtain car finance.
  • No fixed contract.
  • Upgrade or downgrade your rent to buy car anytime.
  • Exit your agreement anytime.
See If You Qualify

What Do You Need?

Your Journey
Starts Here

All you need for a Rent to Buy car are a few simple documents.

  • Upfront admin fee plus first month’s pro-rata rental.
  • Proof of income.
  • Proof of identification.
  • Valid driver’s license.
Apply Now